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Exploring the Value: A Deep Dive into Basic vs. Premier Home Inspection Plans

Writer's picture: Pre Closing InspectionPre Closing Inspection

Buying a new home is a thrilling yet daunting adventure. One of the most important steps before sealing the deal is conducting a home inspection. This crucial assessment helps you recognize the property's condition and can shield you from unexpected repairs down the line. However, selecting the right inspection plan can feel overwhelming. You have the Basic Home Inspection Plan, which typically lasts 30 to 45 minutes and costs around $250, and the more comprehensive Premier Home Inspection Plan, starting at $425. But is the extra money worth it? Let’s break down both options to help you understand their value.


Understanding the Basic Home Inspection Plan


The Basic Home Inspection Plan provides a quick summary of the home’s essential systems. It includes an evaluation of the roofing system, especially focusing on drainage, guttering, and grading around the foundation. Notably, this plan employs a drone for a roof assessment, allowing inspectors to check critical areas like chimneys and vent stacks from a unique perspective.


In terms of electrical systems, the Basic Plan offers a limited review. Inspectors primarily check the service entry cable from the utility pole to the meter and from the meter to the electrical panel. They will inspect two or three GFCI outlets, typically located in the laundry, kitchen, and bathroom.


Heating systems, such as the furnace, are also covered, along with brief checks of the water heater and plumbing fixtures. If accessible, basement walls and floor joists will undergo inspection as well. For many buyers, this basic level of inspection may provide enough reassurance, especially if they plan to carry out additional evaluations later.


A close-up view of roofing and drainage systems
Inspection of roofing and drainage systems during a home inspection.

The Scope of the Premier Home Inspection Plan


The Premier Home Inspection Plan takes a more thorough approach. Along with covering the same basic systems, it delves deeper into every aspect of the home. This plan includes inspections of the attic and every room within the house, such as bedrooms, living areas, and detailed evaluations of windows, doors, and various outlets.


Typically, this inspection lasts between 1.5 to 2 hours or longer, depending on the size and complexity of the home. Inspectors carefully evaluate appliance functionality in areas like the kitchen and ensure all access points to vital systems are in good condition. Research shows that comprehensive inspections, like the Premier Plan, often uncover hidden issues that a basic inspection may miss. For example, homeowners opting for the Premier inspection are 30% more likely to identify potential water damage or pest problems before purchasing.


A high-angle view of an attic inspected for potential issues
Inspection of the attic space for potential issues during a home inspection.

Health and Safety Evaluations


Health and safety are a priority in both plans. Each inspection includes a pest evaluation as a courtesy. Undetected pest problems can lead to significant damage and health issues. While the Basic Plan provides some coverage in this area, the Premier Plan’s broader scope helps identify potential hazards early. Statistics indicate that about 14% of homes have significant pest infestations that go unnoticed until they cause serious issues.


Time versus Thoroughness: What’s Your Priority?


When choosing between these two plans, consider your priorities: Do you value speed or thoroughness? If a quick overview suffices and you're willing to conduct further investigations afterward, the Basic Home Inspection Plan might be sufficient. However, if you seek peace of mind, a detailed understanding of your potential investment, and the ability to spot issues before they lead to costly repairs, the Premier Home Inspection Plan is likely a better fit.


While the Basic Plan addresses essential elements, it does not offer the in-depth analysis that the Premier Plan provides. As a prospective homeowner, think about your long-term goals for the property and how much you are willing to invest in inspections now to prevent possible future headaches.


An eye-level view of a well-maintained kitchen with essential appliances
Inspection of appliances in the kitchen during a thorough home inspection.

Final Thoughts: Making the Right Choice


Choosing between the Basic and Premier Home Inspection Plans ultimately depends on your individual needs. Both options provide valuable insights, but their detail levels vary greatly. A basic inspection may work for a confident buyer looking for a quick check, but for those who prefer complete awareness of a property's strengths and weaknesses, a Premier inspection is a wise investment.


In essence, home inspections are about securing peace of mind. Whether you opt for a rapid check or a comprehensive review, understanding the differences between these plans can guide you in making an informed decision. As the saying goes, “An ounce of prevention is worth a pound of cure.” Investing in a thorough home inspection can save you time, trouble, and money in the future. Pre Closing Inspection provides home inspection services for Detroit, Michigan and surrounding areas. We love working with investors that have large portfolios they need inspected and we have special pricing for that as well. If you're a real estate investor and need multiple properties inspected please don't hesitate to give us a call so we can help you schedule and budget the right inspection plan you need for your investment.

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